Rideshare services such as Uber and Lyft have become a major part of transportation throughout New York City. From daily commuters to tourists exploring the city, millions of passengers rely on rideshare vehicles to navigate busy streets.
However, as rideshare use has increased, so have accidents involving Uber and Lyft vehicles. When a passenger, pedestrian, cyclist, or another driver is injured in a rideshare accident, determining who is responsible can be complicated.
Unlike a traditional car accident involving two privately owned vehicles, rideshare accident claims may involve multiple insurance policies, corporate policies, and questions about whether the driver was actively working at the time of the crash.
Common Causes of Uber and Lyft Accidents in NYC
Rideshare drivers have the same responsibility as any other motorist to follow traffic laws and operate their vehicles safely. However, certain factors may increase the risk of accidents.
Common causes of rideshare crashes include:
- Distracted driving while using a rideshare app
- Speeding to complete trips quickly
- Driver fatigue from long hours on the road
- Failure to yield to pedestrians or cyclists
- Unsafe lane changes
- Reckless driving
- Poor weather conditions combined with unsafe driving decisions
In some cases, passengers may also be injured because of sudden stops, collisions, or unsafe driving behavior.
Who Is Responsible for a Rideshare Accident?
One of the biggest challenges in an NYC rideshare accident claim is determining which insurance coverage applies.
Potentially responsible parties may include:
The Rideshare Driver
If an Uber or Lyft driver caused an accident because of negligence, they may be held responsible for resulting injuries and damages.
The Rideshare Company
Depending on the driver’s status at the time of the accident, Uber or Lyft may provide insurance coverage for certain claims. Coverage may vary based on whether the driver had:
- The rideshare app turned off
- The app activated but no passenger assigned
- A passenger in the vehicle or was en route to pick up a passenger
Another Negligent Driver
In some cases, another motorist may cause the crash. For example, a driver who runs a red light and strikes an Uber vehicle may be responsible for the injuries that result.
Insurance Companies
Rideshare accident claims often involve negotiations with multiple insurers. Insurance companies may attempt to limit payouts or dispute responsibility, making it important to understand your legal rights before accepting a settlement.
Common Injuries in NYC Rideshare Accidents
Even though rideshare vehicles are often traveling at lower speeds in city traffic, collisions can still cause serious injuries.
Common injuries include:
- Whiplash and neck injuries
- Back injuries
- Broken bones
- Traumatic brain injuries
- Spinal cord injuries
- Internal injuries
- Cuts and bruising
- Long-term pain or mobility issues
Passengers injured in rideshare crashes may also experience emotional distress after a traumatic accident.
What Should You Do After an Uber or Lyft Accident?
If you are injured in a rideshare accident, consider taking these steps:
Get medical care. A medical evaluation can identify injuries and create documentation of your condition.
Report the accident. Make sure the crash is reported to the appropriate authorities.
Collect information. Obtain the driver’s information, vehicle details, insurance information, and contact information for witnesses.
Save rideshare records. Keep your trip receipt, app information, and any communication related to the ride.
Speak with an attorney before settling. Early settlement offers may not account for future medical treatment or long-term consequences.